AM/ Manager - Risk & Decision Science

• Over the longer horizon, as the program scales you are expected to do the following: • Owning an automated decisioning process and its outcome. • Creating 6 Month Risk roadmap • Refine the Credit policies and create new policies to lend in unexplored segments. • Own end to end ML model development methodology : Feature creation, Model design and development, tuning, validating, monitoring and calibrating • Coding up and maintaining BRE , automating credit policies as well as underwriting decisions if need be • Independently drive and conceptualize projects on Risk and Data science. • Initially an IC role but expected to guide and manage a team of analysts and grow into leadership role. • 3-6 years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, with products like BNPL, PL or consumer loan. • Strong RCA skills along with excellent critical thinking skills, combined with the ability to present your beliefs clearly and compellingly, both verbally and in written form to leadership. • Working knowledge of GCP, Vertex AI and cloud function for deployment. • Solid understanding of credit bureau data (CIBIL, Equifax, CRIF), and banking risk frameworks. • Expert in PD, EAD , LGD modeling in Python environment. • Can identify use cases of AI to drive productivity internally in the team and in the decisioning process.